Build. Grow. Lead.
Harare Based
Our client seeks an accomplished senior Retail Credit Lending Manager to take ownership of the growth, quality, and profitability of its retail lending portfolio.
This is a key leadership role for a commercially minded credit professional who knows how to grow a loan book without compromising credit discipline.
You will lead the retail lending strategy across products including payroll-backed, instant payments, staff and civil-servant lending, general customers, working across branch and digital channels to accelerate responsible lending and financial inclusion.
You will be responsible for:
- Driving retail loan-book growth, disbursements, and revenue
- Identifying new lending segments, products, and channels
- Owning portfolio performance, profitability, and lending targets
- Maintaining strong credit underwriting and risk controls
- Monitoring PAR, NPLs, vintages and roll rates and driving corrective action
- Working closely with Risk, Collections, Finance, ICT and Compliance
- Leading, developing and performance-managing the retail lending team
- Building scalable lending processes for a fast-moving, digitally driven banking environment
WHO WE ARE LOOKING FOR
A proven retail credit/lending professional with:
- A bachelor’s degree in finance, Banking, Business, Economics, or related discipline
- 6–8+ years’ retail credit/lending experience, including management or team leadership
- A demonstrated record of growing a retail loan book while maintaining portfolio quality
- Strong credit assessment, underwriting and collections/recovery knowledge
- Experience in digital or app-based lending highly advantageous
- Sound understanding of Zimbabwe’s banking/microfinance/regulatory environment
- Strong commercial judgement, analytical ability, and leadership capability
This is a demanding role drives profit margins for the company and requires a highly skilled person.
An excellent remuneration package is offered.